(Wydawnictwo Uniwersytetu Rzeszowskiego, 2013) Kamba-Kibatshi, Marcel
It should be noted that in every country around the world the functioning of the financial sector, which is of great importance for the efficiency of the national economy. This is the reason for which, in the financial market practically every participant uses offered in the framework of its services – both individuals, households and businesses. Traded on financial markets everywhere is the activity of each Member State in terms of budget deficit and public debt, which expresses in the contracting and servicing loans or loans and related securities issue. Therefore, one can argue that this activity both was and is determined to certain factors. It is worth noting the following fact – the next factor, perfectly describing and developing mechanisms in the framework of the Polish financial market, is the internal credit flexibility resulting from the individual, strictly defining the circumstances increase the lending ceiling and credits despite the financial crisis in the world, or to the granting of loans at very favourable conditions and for longer periods of their return. The flexibility of the Polish financial market best characterized by occurring on the various important phenomenon.
